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AMERI ADVANCE | Faxless Payday | Payday Loans SPOT | PAYDAY KEY | My Cash First | Holiday PAYDAY | ABC Fast Loan | Fast Loan Spot | VIP Fast Loan | 911 for Payday |
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| Overall Rating | ||||||||||
| Ratings | ||||||||||
| Secure Site | ||||||||||
| Ease of Use | ||||||||||
| Cost of Loan | ||||||||||
| Customer Service | ||||||||||
| Features | ||||||||||
| Cash Advances | ||||||||||
| Nation Wide Service | 50 States | 50 States | 50 States | 50 States | 50 States | 50 States | 50 States | 50 States | 50 States | 50 States |
| Cost of Credit per $100 Borrowed* | $5-$25 | $5-$25 | $5-$25 | $5-$25 | $5-$25 | $5-$25 | $5-$25 | $5-$25 | $5-$25 | $5-$25 |
| APR (Annual Percentage Rate)* | 36%, 651.79% | 36%, 651.79% | 36%, 651.79% | 586.61% | 651.79% | 651.79% | 651.79% | 651.79% | NA | 651.79% |
| Number of Days Loan & Interest is Based On | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 |
| Maximum Loan Amount* | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
| Loan Approval Time Frame (Get Cash Tomorrow) | 90 seconds or less | 90 seconds or less | 90 seconds or less | Instant | 1 Hour | 1 Hour- | Instant | Instant | 1 Hour | 1 Hour |
| Overnight Deposit to your Account | ||||||||||
| Loan Repayment Due at Next Paydate | ||||||||||
| Direct Deposit - Checking Account | ||||||||||
| Repayment Method of Loan - Electronic Transfer | ||||||||||
| Loan Extension or Renewals | ||||||||||
| Maximum # of Loan Extension or Renewals | 3 to unlimited | 3 to unlimited | 3 to unlimited | 3 to unlimited | 3 | 4 | 3 to unlimited | Unlimited | 3 to unlimited | 3 to unlimited |
| Cancellation of Loan Option | ||||||||||
| Various Payment Options | ||||||||||
| Faxed Documents Required | ||||||||||
| Credit Approval Required | ||||||||||
| Apply by Phone | ||||||||||
| Time Period before Applying for Another Payday Loan | Depends on state laws | Depends on state laws | Depends on state laws | Depends on state laws | Depends on state laws | Depends on state laws | Depends on state laws | Depends on state laws | Depends on state laws | Depends on state laws |
| Loan Qualification with Outstanding Payday Loans | Multiple permitted | Multiple permitted | Multiple permitted | |||||||
| Privacy Policy & Site Encryption | ||||||||||
| Loan Application Information | ||||||||||
| Monthly Take Home Pay after Taxes | NA | $1,200 | $1,000 | $1,000 | $1,000 | $1,000 | NA | |||
| Pay Dates | ||||||||||
| Valid Checking Account | ||||||||||
| 18+ Years of Age | ||||||||||
| Currently Employed 90+ Days | Depends on lender | Depends on lender | Depends on lender | |||||||
| Full-time Employment - Not a Temp Service | Full or part-time | Full or part-time | Full or part-time | |||||||
| Social Security Number | ||||||||||
| Driver's License | ||||||||||
| Citizen or Permanent Resident of the US | Resident only | Resident only | Resident only | |||||||
| Current Home & Work Phone Number | ||||||||||
| Valid email Address | ||||||||||
| Loan Disqualification due to Bankruptcy | ||||||||||
| Help/Support | ||||||||||
| Live Help | ||||||||||
| Phone Support | ||||||||||
| FAQ | ||||||||||
| Email Address | ||||||||||
| Fax Support | ||||||||||