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Payday Loans Comparisons

Rank	#1	#2	#3	#4	#5	#6	#7	#8	#9	#10
Excellent VeryGood Good Fair Poor	AMERI ADVANCE	Faxless Payday	Payday Loans SPOT	PAYDAY KEY	My Cash First	Holiday PAYDAY	ABC Fast Loan	Fast Loan Spot	VIP Fast Loan	911 for Payday
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Prices Vary by State
Overall Rating
Ratings
Secure Site
Ease of Use
Cost of Loan
Customer Service
Features
Cash Advances
Nation Wide Service	50 States	50 States	50 States	50 States	50 States	50 States	50 States	50 States	50 States	50 States
Cost of Credit per $100 Borrowed*	$5-$25	$5-$25	$5-$25	$5-$25	$5-$25	$5-$25	$5-$25	$5-$25	$5-$25	$5-$25
APR (Annual Percentage Rate)*	36%, 651.79%	36%, 651.79%	36%, 651.79%	586.61%	651.79%	651.79%	651.79%	651.79%	NA	651.79%
Number of Days Loan & Interest is Based On	14	14	14	14	14	14	14	14	14	14
Maximum Loan Amount*	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
Loan Approval Time Frame (Get Cash Tomorrow)	90 seconds or less	90 seconds or less	90 seconds or less	Instant	1 Hour	1 Hour-	Instant	Instant	1 Hour	1 Hour
Overnight Deposit to your Account
Loan Repayment Due at Next Paydate
Direct Deposit - Checking Account
Repayment Method of Loan - Electronic Transfer
Loan Extension or Renewals
Maximum # of Loan Extension or Renewals	3 to unlimited	3 to unlimited	3 to unlimited	3 to unlimited	3	4	3 to unlimited	Unlimited	3 to unlimited	3 to unlimited
Cancellation of Loan Option
Various Payment Options
Faxed Documents Required
Credit Approval Required
Apply by Phone
Time Period before Applying for Another Payday Loan	Depends on state laws	Depends on state laws	Depends on state laws	Depends on state laws	Depends on state laws	Depends on state laws	Depends on state laws	Depends on state laws	Depends on state laws	Depends on state laws
Loan Qualification with Outstanding Payday Loans	Multiple permitted	Multiple permitted	Multiple permitted
Privacy Policy & Site Encryption
Loan Application Information
Monthly Take Home Pay after Taxes				NA	$1,200	$1,000	$1,000	$1,000	$1,000	NA
Pay Dates
Valid Checking Account
18+ Years of Age
Currently Employed 90+ Days	Depends on lender	Depends on lender	Depends on lender
Full-time Employment - Not a Temp Service	Full or part-time	Full or part-time	Full or part-time
Social Security Number
Driver's License
Citizen or Permanent Resident of the US	Resident only	Resident only	Resident only
Current Home & Work Phone Number
Valid email Address
Loan Disqualification due to Bankruptcy
Help/Support
Live Help
Phone Support
FAQ
Email Address
Fax Support